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WEEKLY REPORT
Report ID Customer Generated
IR-20250905-FDF9F41F support@alphasheet.app 2025-09-05 10:20 UTC

EXECUTIVE SUMMARY

$160,738
Portfolio Value
↓ $678 today
+1.79%
Your Portfolio
Weekly Return
-0.44%
QQQ (Growth)
You beat by 2.23%
-0.54%
SCHD (Dividend)
You beat by 2.33%
-0.24%
JEPI (Options)
You beat by 2.03%

Portfolio Strategy Analysis

Balanced Strategy • 1 active strategies

📈 Growth Stocks (QQQ benchmark)
44%
💵 Dividend Payers (Yield >2%)
8%
⚡ Options-Ready Holdings
91%
Primary Focus
Growth
Options Coverage
91%
Active Strategies
1

Executive Insight

Your growth-focused portfolio valued at $160,738 delivered a 1.79% return this week. You are outperforming growth strategies (QQQ: -0.44%) by 2.23%. Against income strategies, you are beating dividend strategies (SCHD: -0.54%) by 2.33%.

Portfolio Analysis: Your portfolio leans heavily toward growth stocks, which explains why you're tracking closer to QQQ performance. 91% of holdings have options available. JEPI (covered call ETF benchmark) returned -0.24% this week.

Regional exposure: North America: 100%

PORTFOLIO ANALYTICS & RISK MANAGEMENT

Risk-Adjusted Performance

Sharpe Ratio 0.72
S&P 500: 0.60 Above
Sortino Ratio 1.01
S&P 500: 0.85 Above
Max Drawdown -22.7%
S&P 500: -20.0% Similar
Calmar Ratio 0.70
S&P 500: 0.40 Above

Portfolio Efficiency

Active Share 61.8%
vs Index: 0% Active
Concentration (HHI) 1080
S&P 500: ~505 Diversified
Tracking Error 16.4%
Active Typical: 6.0% High
Expense Ratio 0.037%
SPY: 0.030% Low Cost

Risk Metrics

Volatility (Annual) 24.1%
S&P 500: 16.0% Higher
Beta vs Market 1.03
S&P 500: 1.00 Market-like
VaR (95%, Monthly) -11.5%
S&P 500: -7.5% Higher Risk
Market Correlation 0.68
S&P 500: 1.00 Moderate

⚠️ Stress Test Results

Market Crash (-25%)
-25.3%
Tech Sector Crash (-40%)
-28.5%
FX Shock (USD +20%)
-2.5%
Fed Rate Shock (+200bps)
-7.4%
Worst Case: Tech Sector Crash (-40%) could result in -28.5% portfolio decline

Factor Exposures & Style Analysis

SIZE FACTOR

Large Cap 64%
Mid Cap 0%
Small Cap 0%
ETFs/Other 35%

STYLE FACTOR

Value 0%
Growth 44%
Blend 55%

RISK FACTORS

Quality 64%
Momentum 96%
Low Vol 13%

SECTOR EXPOSURES

Technology
44%
Unclassified
35%
Communication Services
14%
Consumer Defensive
3%
Healthcare
2%

PORTFOLIO ANALYSIS

Portfolio Holdings & Performance

Portfolio Value
$160,738
1M Return
5.7%
Holdings
14
Top Position
15.9%
Period Returns
1W
1.8%
1M
5.7%
3M
20.8%
6M
28.9%
YTD
15.8%
1Y
2.3%
Holding Shares Value Weight 1M Return $ Gain/Loss Sector
AAPL 107.0 $25,557 15.9% 18.3% $4,676 Technology
GOOGL 97.0 $22,731 14.1% 19.3% $4,394 Communication S
SPY 35.0 $22,597 14.1% 3.4% $761 Unclassified
MSFT 40.0 $19,848 12.3% -3.6% $-712 Technology
NVDA 80.0 $13,311 8.3% -3.7% $-492 Technology
ETH-USD 3.0 $12,874 8.0% -5.5% $-706 Unclassified
VTI 39.0 $12,431 7.7% 3.6% $441 Unclassified
TSM 50.0 $12,035 7.5% 1.2% $141 Technology
VXUS 68.0 $4,879 3.0% 3.0% $144 Unclassified
QQQ 8.0 $4,592 2.9% 2.7% $122 Unclassified
JNJ 18.0 $3,221 2.0% 5.5% $176 Healthcare
KO 43.0 $2,933 1.8% -1.2% $-33 Consumer Defens
PG 17.0 $2,717 1.7% 5.8% $156 Consumer Defens
SHOP.TO 5.0 $1,005 0.6% 14.6% $147 Technology

Sector Allocation

Technology
44.6%
Unclassified
35.7%
Communication Services
14.1%
Consumer Defensive
3.5%
Healthcare
2.0%

FINANCIAL GOALS & PROJECTIONS

Monte Carlo simulations run 10,000 market scenarios to predict goal achievement probability. Green indicates high confidence (>75%), amber moderate (50-75%), and red requires action (<50%).

🔥 FIRE

Achieve financial freedom through portfolio growth

Nominal: 58% | Real: 19%
Probability of Success
Needs Attention
Current Progress $158,101 / $1,500,000
10.5% of target achieved
Target Amount
$1,500,000
Time Horizon
14.3 years
Monthly Contribution
$2,000
Expected Return
10-11%/yr

📊 Probability Analysis (10,000 Simulations)

Nominal Probability
58%
Reaching $1,500,000
Real Probability
19%
Adjusted for 2% inflation
Understanding the Difference: Nominal probability shows likelihood of reaching your dollar target. Real probability accounts for inflation, showing likelihood of maintaining today's purchasing power (target becomes ~$1,991,758 with 2% annual inflation).

📈 Projected Outcomes

Worst Case (5%)
$775,271
Bear market scenario
Most Likely (50%)
$1,190,896
Real value (inflation-adjusted)
$1,591,055 nominal
Best Case (95%)
$1,859,480
Bull market scenario

📊 Statistical Analysis

Current Trajectory: Based on Monte Carlo simulations, there is a 58% nominal probability (19% real, inflation-adjusted) of reaching the target amount.

Key Metrics:
• Current monthly contribution: $2,000
• Time horizon: 14.3 years
• Gap to target: $1,341,899
• Portfolio composition: Tech-heavy with growth focus

💰 Dividend Income Goal

Build passive income through dividend-paying investments

Nominal: 100% | Real: 100%
Probability of Success
High Confidence
Current Annual Dividends $9,482 / $24,000
39.5% of target achieved ($790/month current vs $2,000/month target)
Annual Target
$24,000
$2,000/mo
Time Horizon
4.3 years
Monthly Investment
$500
Avg. Yield Needed
3-4%

📊 Income Projections (10,000 Simulations)

😟 Conservative (5%)
$35,468/yr
$2,955/month
📈 Expected (50%)
$43,652/yr
$3,637/month
🚀 Optimistic (95%)
$53,611/yr
$4,467/month

📊 Income Projection Analysis

Current Trajectory: High probability of success at 100% nominal (100% real, inflation-adjusted).

Key Metrics:
• Current annual income: $9,482
• Expected to exceed target by: $1,637/month
• Best case projection: $53,611/year
• Conservative estimate: $35,468/year
• Timeline: 4.3 years

MARKET INTELLIGENCE HUB

Comprehensive market analysis tailored for DIY investors. All opportunities, risks, and signals in one organized view.

$ DIVIDEND INCOME ANALYSIS

Annual Income

$1,257

From 12 holdings

Portfolio Yield

0.78%

Yield on Cost: 0.72%

Monthly Income

$104

vs SCHD: -2.6%

Dividend Quality Analysis

DIVIDEND GROWERS (5Y+)

AAPL +4.3% CAGR (4 years)
MSFT +10.1% CAGR (4 years)
VTI +7.4% CAGR (4 years)
SPY +5.7% CAGR (4 years)

⚠️ DIVIDEND RISK

VXUS 18.8% cut (Payout: N/A)

Upcoming Dividends (Next 30 Days)

* Showing quarterly dividend payments per share. Annual yield shown for comparison.

EX-DATE TICKER QUARTERLY
PER SHARE		 ANNUAL
YIELD		 YOUR
PAYMENT
2025-09-08 GOOGL $0.210 0.35% $20
2025-09-09 NVDA $0.010 0.02% $0
2025-09-30 VTI $0.913 1.16% $35
2025-09-19 SPY $1.761 1.11% $61
2025-09-11 TSM $0.780 1.12% $39
2025-09-19 VXUS $0.485 2.72% $32

↑ GROWTH OPPORTUNITIES

Portfolio Growth Profile

44.6%
Growth Allocation
2/0
Leaders/Laggards
5
Growth Stocks
53/100
Momentum Score

Momentum Signals

MOMENTUM LEADERS (Score >70)

AAPL Score: 72/100 (1M: +11.8%, RSI: 58)
GOOGL Score: 73/100 (1M: +17.6%, RSI: 82)

⚠️ MOMENTUM LAGGARDS (Score <30)

No momentum laggards identified

💎 Growth Quality Analysis

📈 Earnings Leaders (>20% Growth)

NVDA 50.0%
🚀 Accelerating | 1 earnings beats

🎯 Value in Growth (PEG <1.5)

No value opportunities identified

⚡ OPTIONS TRADING SIGNALS

💰 Covered Call Income Potential

Eligible Holdings
1
with 100+ shares
Monthly Income
$1
30-delta calls
Annual Potential
$21
if consistent
Yield on Portfolio
0.0%
extra income

* Requires 100+ shares per position (1 contract = 100 shares). Based on selling 30-delta calls monthly.

📅 Expected Volatility Analysis

Expected moves calculated from option straddle prices • Higher volatility = Higher option premiums

Ticker Expected Move Dollar Move Confidence
AAPL ±3.0% $7.17 HIGH
MSFT ±2.4% $12.20 HIGH
GOOGL ±3.8% $8.80 HIGH
NVDA ±4.3% $7.36 HIGH
VTI ±1.8% $5.70 MEDIUM

* Expected moves from ATM options when available, otherwise estimated from historical volatility

Average expected move: ±2.6%

🔍 Unusual Options Activity Detected

Last 24 hours • Volume >{'5x'} Open Interest

CRDO $105P 2026-06-18: 252 vol vs 37 OI (6.8x ratio) - $564K premium
CRDO $116P 2025-09-05: 1,069 vol vs 21 OI (50.9x ratio) - $384K premium
NVDA $172.5C 2025-09-12: 45,486 vol vs 5,607 OI (8.1x ratio) - $12918K premium
NVDA $195P 2025-09-05: 1,958 vol vs 322 OI (6.1x ratio) - $4965K premium

📊 Options Premium Analysis - Your Holdings

IV Percentile shows ranking vs 52-week range • Higher = Better premiums

Ticker Shares Current IV IV Rank Contracts Monthly $
VXUS 68.0 14.3% 57 0x $-
PG 17.0 19.7% 34 0x $-
VTI 39.0 14.7% 34 0x $-
KO 43.0 19.3% 33 0x $-
QQQ 8.0 18.5% 32 0x $-
MSFT 40.0 23.2% 32 0x $-
AAPL 107.0 24.7% 32 1.0x $177
GOOGL 97.0 30.4% 31 0x $-

🎯 Top 5 Covered Call ETFs

Best performers from market-wide scan • 90-day performance with distributions

JEPQ Pays: 2.6% (10.0% ann.) NAV Δ: +4.8% Net: +7.5% [90/100]
GLDI Pays: 4.4% (17.2% ann.) NAV Δ: +2.1% Net: +6.5% [85/100]
SLVO Pays: 4.9% (18.1% ann.) NAV Δ: +8.8% Net: +13.7% [85/100]
GPIQ Pays: 1.8% (7.0% ann.) NAV Δ: +4.4% Net: +6.2% [85/100]
FTQI Pays: 3.0% (11.5% ann.) NAV Δ: +3.8% Net: +6.8% [84/100]

📈 Market Flow Positioning

Today's option flow analysis across major indices and sectors

Call/Put Ratio: 0.87 (neutral)
Call Premium: $0.6M
Tech Sector: balanced
Put Premium: $0.7M

! INSIDER TRADING ACTIVITY

🔴 INSIDER TRADING ALERTS

🚀 MARKET-WIDE INSIDER BUYS (Last 7 Days) - $2.1M Total

6
Insider Buys >$100K
0
Mega Buys >$10M
0
Cluster Buying
0
Congress Trades
Politicians

💰 Top Insider Buys This Week

FFAIEXEC
Yueting Jia • CEO
$177,072
2025-09-02
AFCGEXEC
Leonard M Tannenbaum • Director
$168,454
2025-09-03
SMG
Mark J Scheiwer • EVP
$109,762
2025-09-03
ASA
Saba Capital Management, L.P. • Major Shareholder
$1,184,284
2025-09-03
DGICA
Mutual Insurance Co Donegal • Major Shareholder
$367,400
2025-09-03

📊 YOUR PORTFOLIO - Insider Activity (30 Days)

💸 Insider SELLING in Your Holdings

GOOGL - 1 insider(s) sold $21,195
NVDA - 2 insider(s) sold $41,189,610
• Dawn E Hudson (Director) sold $3,096,000 on 2025-09-03
• Dawn E Hudson (Director) sold $12,285,360 on 2025-09-02
• Jen Hsun Huang (CEO) sold $12,723,750 on 2025-09-02
PG - 3 insider(s) sold $3,280,183
• Susan Street Whaley (Insider) sold $156,840 on 2025-08-29
• Gary A Coombe (CEO) sold $1,612,283 on 2025-08-21
• Sundar G Raman (CEO) sold $1,511,060 on 2025-08-21

📉 TECHNICAL SETUP ALERTS

📊 Your Holdings Near Key Price Levels

Support = recent low point (price floor) | Resistance = recent high point (price ceiling)

Ticker Type Level Current Distance
MSFT SUPPORT $500.70 $505.35 0.9%
MSFT RESISTANCE $506.78 $505.35 0.3%
NVDA SUPPORT $168.80 $170.62 1.1%
VTI SUPPORT $311.24 $317.33 1.9%
VTI RESISTANCE $317.94 $317.33 0.2%

📈 Momentum Indicators for Your Holdings

MACD and RSI help identify momentum changes in stock prices

AAPL: MACD BULLISH CROSS

📊 WHAT'S HAPPENING IN THE MARKET

Technical indicators from today's most active stocks

Stocks With Strong Technical Scores

Higher scores mean more technical indicators are aligned

HIMS Score: 85
Price: $48.15 📊 Near Support
BBLG Score: 75
Price: $2.85 📊 Near Support
AXXA Score: 70
Price: $0.00 📈 Macd Signal
AQST Score: 70
Price: $5.05 📈 Macd Signal
Analyzed 50 high-volume stocks | 4 technical patterns identified

🔄 SECTOR ROTATION SIGNALS

Market Risk Sentiment

NEUTRAL (50% confidence)
Risk-On Sectors: -0.2% | Risk-Off Sectors: 0.0%

📊 Weekly Sector Performance Ranking

How different market sectors performed this week

Rank Sector Weekly Monthly Strength
#1 Communication Services +2.21% +5.89% STRONG
#2 Healthcare +0.73% +5.30% STRONG
#3 Consumer Staples +0.47% -1.20% STRONG
...
#10 Industrials -1.26% +0.37% WEAK
#11 Technology -1.46% -0.16% WEAK

💰 Sector Money Flow Analysis

Where institutional money is flowing (volume × price change)

Consumer Discretionary $38M ↗
Volume: 1.5x average | INFLOW
Financials $18M ↗
Volume: 0.9x average | INFLOW
Industrials $18M ↗
Volume: 1.1x average | INFLOW
Technology $15M ↗
Volume: 1.7x average | INFLOW

🎯 Rotation Patterns Detected

📈 Communication Services: Communication Services showing strong momentum with money inflow
📈 Healthcare: Healthcare showing strong momentum with money inflow
📈 Consumer Staples: Consumer Staples showing strong momentum with money inflow
Leading: Communication Services | Lagging: Technology | 6 rotation signals identified

AI INSIGHTS

Pattern recognition and correlation analysis across your portfolio data

💡 Cross-Sectional Analysis

The portfolio's average implied volatility (IV) of 36% is significantly higher than the market average, indicating potential opportunities for income generation through options strategies. However, the lack of any bullish or bearish insider signals (0 signals) suggests a neutral sentiment, which may limit the effectiveness of such options trades. Additionally, the portfolio's low dividend yield of 0.78% and 0.0% dividend growth rate highlight the need to explore alternative income sources to improve the portfolio's overall efficiency.

📈 Market Regime Analysis

The portfolio is currently positioned in a bull market environment, as evidenced by the strong uptrend in the S&P 500 (SPY) and the normal VIX level of 18.5. This suggests that the portfolio's 15.81% year-to-date return and 20.76% three-month return are well-aligned with the broader market's performance, indicating that the portfolio is generally keeping pace with the current bullish conditions.

🎯 Scenario Analysis

The portfolio's resilience score of 55/100 suggests that it is moderately vulnerable to a potential tech sector crash, which could result in a 28.5% drawdown. This vulnerability is primarily driven by the portfolio's significant 47.5% allocation to the technology sector. To improve the portfolio's resilience, diversification across sectors and asset classes should be considered.

⚠ Risk Assessment

Compared to the S&P 500, the portfolio has a volatility ratio of 0.54x, indicating that it is less volatile than the benchmark. The portfolio's beta of 1.03 is slightly higher than the S&P 500, suggesting a slightly higher sensitivity to market movements. However, the portfolio's drawdown ratio of 0.86x is lower than the benchmark, implying that it experiences less severe drawdowns during market downturns.

🏢 Sector Analysis

The portfolio is heavily concentrated in the technology sector, which accounts for 47.5% of the total holdings. This significant sector allocation, combined with the low diversification score of 35/100, suggests that the portfolio may benefit from rebalancing to improve its overall diversification and reduce its vulnerability to sector-specific risks.

🚀 Educational Insights

  • In the current bull market environment, consider rebalancing the portfolio to reduce the technology sector concentration and improve overall diversification.
  • Explore options strategies, such as covered calls, to generate additional income and potentially enhance the portfolio's risk-adjusted returns.
  • Monitor the portfolio's income sources and consider ways to increase the dividend yield and dividend growth rate to align with the portfolio's long-term goals.
📊 Data Freshness
Market data as of September 04, 2025 market close
Price data: Daily updates • Fundamentals: Weekly refresh • Options: Hourly updates
YTD returns calculated from January 2, 2025 (first trading day)

IMPORTANT DISCLOSURE
This report is for informational purposes only and does not constitute investment advice. Past performance is not indicative of future results. All investments carry risk including potential loss of principal. Please consult with a qualified financial advisor before making investment decisions.

Generated by AlphaSheet Intelligence | 2025-09-05 10:20:39
Report ID: N/A

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